Understanding the difference between Agreed Value and Actual Cash Value is key in boat insurance. Agreed Value pays a set amount after a claim, while Actual Cash Value factors in depreciation, potentially lowering your payout.

Thinking about saving for healthcare costs? Health Savings Accounts (HSAs) offer a smart, tax-friendly way to pay for medical expenses now and in the future. Let’s break down the basics in a simple, easy-to-understand guide!